BLOG

STRUGGLING TO QUALIFY FOR A MORTGAGE BUT WANT TO BUY A HOME NOW?

I am excited to introduce a partnership with a homeownership program designed specifically for renters and aspiring home buyers who need assistance to become mortgage-ready. This unique program allows participants to select their ideal home, which the program purchases and then rents to them until they are ready to secure financing and purchase the home. …

DID YOU KNOW THAT YOU CAN BUY-ANOTHER HOME BEFORE-YOU-SELL YOUR CURRENT HOME?

Are you dreaming of your next home but stuck because you haven’t sold your current one? You’re not alone. Many sellers lack funds for a down payment and closing costs. But what if you could buy another home before selling yours? Introducing our program, empowering sellers to transition seamlessly into their dream home without selling …

10 COMMON MISTAKES FIRST-TIME HOMEBUYERS IN FLORIDA SHOULD AVOID

Embarking on the journey to buy your first home in Florida is thrilling, but it can be filled with potential pitfalls. To help you navigate this process successfully, here are ten common mistakes you should avoid: 1. Not Getting Pre-Approved Securing a mortgage pre-approval is crucial. It demonstrates to sellers that you are financially capable …

EXCITING DOWN PAYMENT ASSISTANCE PROGRAM FOR ALL OCCUPATIONS!

Are you a first-time homebuyer? Great news! You can now take advantage of up to 5% of the sales price (up to $35,000) for your down payment and closing costs. This incredible offer is open to everyone, no matter your occupation. Here’s what you get: Second Mortgage Loan: No payments or interest due until you sell …

TRAPPED IN YOUR HOME BECAUSE OF YOUR LOW-INTEREST RATE?

Consider leveraging some of your equity to invest in a small business and become your own boss. You can use your work experience to purchase an established enterprise or explore franchise opportunities that offer comprehensive training for both brick-and-mortar and remote operations. This allows you to generate income while your home and business continue to …

DID YOU KNOW THAT YOU CAN USE AN ALL-IN-ONE LOAN TO BUY OR REFINANCE A PROPERTY AND PAY OFF YOUR MORTGAGE FASTER?

This exceptional mortgage offering integrates a home loan with a checking and savings account. Through this groundbreaking loan arrangement, borrowers have the opportunity to utilize their savings to diminish their mortgage balance and accrue savings on interest costs over time. By streamlining debt and practicing enhanced financial management, borrowers have the potential to accelerate mortgage …

USE THE GIFT OF EQUITY WHEN BUYING A HOME FROM A RELATIVE

The Gift of Equity opportunity allows homebuyers to purchase a home from a relative at a discounted price, with the difference between the sale price and the home’s appraised value considered a gift. This gift of equity can be used as part or all of the down payment, potentially making homeownership more accessible for buyers …

TEN SMART WAYS FOR HOMEOWNERS TO REDUCE THEIR HOME INSURANCE COSTS:

Increase Deductibles: Opt for higher deductibles on your policy. A higher deductible means lower premiums, but ensure you have enough savings to cover the deductible in case of a claim. Bundle Policies: Consider bundling your home insurance with other policies like auto insurance from the same provider. Many insurers offer discounts for bundling. Improve Home …

10 WAYS TO UPDATE A KITCHEN TO SELL THAT DONT REQUIRE A RIP AND REPLACE

Refreshing a kitchen for sale without completely renovating can still make a big impact. Here are some more low-cost ideas: Cabinet Painting or Staining: Instead of refacing cabinets, consider giving them a fresh coat of paint or stain. This can instantly modernize the look of the kitchen. Upgrade Lighting Fixtures: Replace outdated light fixtures with …

DO YOU HAVE FRIENDS OR FAMILY IN ANOTHER COUNTRY WHO WANTS TO BUY PROPERTY IN THE US?

Did you know that it’s possible for them to get financed right here in the US? Provided that they have a 30% down payment and do not reside in the US, they can buy a property up to $1,500,000 (Minimum loan $75,000). While proof of income, a valid passport, and visa are required, no US …

10 IMPORTANT QUESTIONS TO ASK WHEN BUYING A HOME IN A FLORIDA HOA

So often, buyers overlook asking important questions about the HOA for the home they intend to put under contract, only to regret it after closing and moving in. Don’t let that be you. Below are 10 questions you should always ask. 1. What are the HOA fees and what do they cover? Are there any …

STRATEGIES FOR SELLERS TO GET TOP DOLLAR FROM BUYERS WHO CAN’T AFFORD THE CURRENT HIGH INTEREST RATES

Many homeowners seeking to sell their properties find themselves in a quandary due to the prevailing high interest rates, hindering potential buyers from qualifying for financing and presenting offers. Here are three strategies that sellers can employ to surmount this challenge: Seller Financing: Enhance the attractiveness of your property by offering seller financing, which presents …

DID YOU KNOW THAT YOU CAN SELL YOUR HOME FOR MORE BY PREPPING IT BEFORE YOU LIST WITH A CONVENIENT, ONE STOP SERVICE AND PAY AFTER CLOSING?

 DID YOU KNOW?  You can SELL YOUR HOME FOR MORE by prepping it before listing with a convenient, one-stop service and pay after closing!  To get top dollar  for your home, it’s crucial to get it market-ready before listing. Slow and unreliable repairs or renovations can negatively impact your sale.  Our partner is the one-stop …